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Mastercard is moving to define the future of AI-powered payments, introducing a range of new tools, expanding global collaborations and working to establish standards for agentic commerce. The company announced the upcoming launch of Mastercard Agent Pay, supported by a range of developer resources, consulting services and secure data mechanisms that will make AI-enabled shopping more accessible and trusted. Executives emphasised that these efforts are aimed at building a resilient infrastructure for intelligent transactions, where consumers and businesses can rely on transparency, security and scale.
Mastercard Expanding Partnerships for Global Agentic Commerce
The company disclosed that it will collaborate with the major players in payments and technology, such as Stripe, Google and Ant International’s Antom to expand agentic commerce to online merchants across the globe. Mastercard has confirmed that it will have all U.S. cardholders enabled to use Agent Pay by the holiday season, with international expansion to come shortly after. Before the launch nationwide, cardholders of Citi and U.S. Bank will be the first who receive access to AI-driven shopping experiences.
PayOS are also preparing to deploy solutions that integrate Mastercard’s new capabilities, making agentic transactions more practical for platforms of varying sizes. This is a partnership strategy, which is adopted by Mastercard to speed up the adoption by means of adopting an ecosystem. The company is partnering with financial institutions, international technology suppliers and dedicated payment innovators to establish its platform as a secure underpin of AI commerce across the world.
Mastercard New Developer and Business Tools.
Mastercard is launching a series of developer-oriented resources to make sure that businesses are able to implement agentic commerce fast. The main offering here is the Agent Toolkit, which is hosted on Mastercard Developers. The toolkit enables AI assistants and agentic tools to understand Mastercard API documentation as a structured machine-readable document by means of the server Model Context Protocol (MCP). MCP support means that the Mastercard APIs can be more easily integrated into agentic workflows, compatible with systems like Claude, Cursor and GitHub Copilot. The toolkit is launched along with the Agent Sign-Up, a simple procedure that enables developers to recognise their agents and receive access to the AI-based services of Mastercard.
In conjunction with these, the company has launched Insight Tokens, which are a regulated and safe method through which agents can access permissioned insights. Mastercard emphasised that with the consent of the consumers, these tokens will enhance more individualised and valuable shopping experiences. Insight Tokens make use of the Mastercard platform that is already being used with B2B partners such as SAP Concur. Mastercard is also providing Agentic Consulting Services, which is designed to assist issuers, acquirers, merchants and AI enablers to execute intelligent shopping experiences. Such services will offer professional advice, which will allow organisations to introduce AI-enabled commerce solutions to the market more effectively.
Establishing Standards for Secure AI Payments
Mastercard is applying its track record in shaping global payment frameworks, such as contactless standards and tokenisation, to agentic commerce. Working with the FIDO Alliance and its Payments Working Group, the company is co-developing a verifiable credential standard for AI payments. This standard is intended to confirm transaction details, including amount, merchant and product so that every participant in a purchase can trust that the action was authorised by the shopper. According to Mastercard executives, this approach ensures that the infrastructure for AI-driven commerce will be both secure and interoperable
The company’s leadership emphasised that payments must be embedded directly into agentic experiences, where AI agents are empowered to act on behalf of consumers with accuracy and reliability. Craig Vosburg, Mastercard’s chief services officer, stated that “payments must be native to the agentic experience,” while Jorn Lambert, chief product officer, said the company is “working with partners across the ecosystem to build the standards and tools that will define agentic commerce.” Both underlined the importance of building trust, transparency and precision into the foundation of AI transactions.
